Professional Liability and Errors & Omissions Categories

Healthcare Liability

Adult day care centers
Alcohol/drug rehab centers
Allied/Medical Training School
Ambulance services
Anti-aging/Medi spas
Athletic/fitness trainers
Blood/Tissue Bank
Case managers
Chiropractic services
Clinical Trials/Research
Counseling services
Dental clinics/Labs
Diagnostic Imaging (X-Ray, MRI, CAT Scan, Ultrasound)
Dialysis Center
Drug/alcohol testing facilities
Healthcare staffing agencies
Home health agencies
Home Healthcare
Hospice care services
Imaging
Rehabilitation
Laboratories
Individuals involved in therapy
Dietitians
Paramedic
EMTs
Social workers
Massage therapists
Medical arts schools (non-physician)
Medical clinics
Medical imaging facilities
Medical Spas
Medical testing labs
Nurse registries
Nutritionists
Occupational therapists
Optometrists
Pharmacies
Pharmacies
Physical therapists
Plastic Surgery Center
Psychologists
Sleep clinics
Speech therapists
Staffing/Nurse Registries
Surgery Centers
Urgent Care Clinic
Utilization review services
Weight loss clinics

Architects & Engineers Liability

Acoustical engineering
Agricultural engineering
HVAC engineering
Civil engineering
Commercial architecture
Commercial / industrial design
Communications engineering
Computer hardware engineering
Construction / project management
Drafting
Electrical engineering
Environmental engineering
Feasibility studies
Fire suppression design / engineering
Forensic engineering
Illumination engineering
Industrial engineering
Interior design
Land Surveying
Landscape engineering
LEED Certification
Machinery / equipment design
Mechanical engineering
Process engineering
Real estate developers
Regional / urban planning
Residential architecture
Roofing consultants
Traffic engineering
Welding Inspectors

Cyber Liability

Architects
Auto dealerships
Banks and credit unions
Colleges and universities
Data storage centers
Department stores
Distribution
Doctor offices
E-commerce risks
Educational institutions
Engineers
Financial institutions
Healthcare institutions
Hospitals
Insurance agencies
Law firms
Management consultants
Manufacturing
Municipalities
Nonprofit organizations
Online retailers
Pharmacies
Private companies
Professional Organizations
Public companies
Religious Organizations
Restaurants
Retail stores
Social services
Staffing Agencies
Tech consultants
Travel Agencies

Employment Practices Liability

Accounting firm
Advertising firm
Air/Heat contractor
Ambulance service
Architect
Artisan contractor
Assisted living
Auto dealer
Bank
Bowling lane
Camp
Car wash
Caterer
Cemetery/Funeral Home
Church
Condo/Homeowner associations
Consultants
Construction company
Convenience store
Counseling center
Country club
Credit operation
Daycare center – commercial
Doctor/Dentist
Drug rehab center
Employment agency
Engineer
Fitness center
Furniture rental
Hair salon
Home Healthcare Service
Hotel/Motel
Insurance agents
Insurance company
Janitorial
Landscaper
Law firm
Maintenance
Manufacturer
Nursing home
Plumber
Printer/Publisher
Property Manager
Real estate agency
Recreation/Membership Organization
Rental car agency
Restaurant
Retail store
Sales/Distributor
Security guard firm
School
Staffing agency
Supermarket
Transportation/Trucking
Travel agent
Veterinary clinic

Environmental Pollution Liability

Air Monitoring
Aircraft Refueling*
Asbestos Abatement Contracting
Carpentry*
Carpet/Floor Covering Installation*
Clearing Of Land/Groundskeeping*
Concrete*
Crime Scene Clean-Up*
Demolition-Non-Structural*
Demolition-Structural-Over 3 Stories*
Demolition-Structural-Under 3 Stories*
Drywall/Gypsum Wallboard
Install/Repair*
Electrical Including Electronics (Install/Repair)*
Environmental Compliance
Environmental Drilling (Not Oil/Gas)
Environmental Emergency Response Contracting (Spill Clean-Up)
Environmental Expert Witness
Environmental Feasibility Studies
Environmental Impact Studies
Environmental Laboratories
Environmental Litigation Support
Environmental Manual Preparation
Environmental Permitting
Environmental Remedial Investigation
Environmental Sampling
Excavation (Non-Contaminated Soils)*
Fire Suppression Systems (Install/Maintain)*
Foundation*
General Contracting-Demolition-Interior Only*
General Contracting-Demolition-Over 2 Stories*
General Contracting-Demolition-Under 2 Stories*
General Contracting-Drilling-Non-Environmental(Non- Oil/Gas)*
General Contracting-Excavation*
General Contracting-Insulation Installation*
General Contracting-Non-Hazardous Material*
General Contracting-Build Back/Restoration*
Geophysical Consulting
Geo-technical Consulting
Grading Of Land*
Groundwater Remediation Contracting
Hazardous Material Clean-Up Contracting
Hazardous Materials Consulting
HVAC*
Illegal Drug Lab Clean-Up Contracting
Indoor Air Quality Consulting
Industrial Hygiene/Health & Safety Consulting
Landfill Construction Contracting
Lead-Based Paint Abatement Contracting
Liquid Waste Remediation Contracting
Masonry*
Medical Waste Pickup
Medical Waste Remediation Contracting
Modular Construction*
Mold Contracting Services
Mold, Fire, Water, Or Storm Damage Restoration Contracting
Painting*
Paving/Asphalt Application*
PCB Light Ballast Removal
PCB Removal/Remediation
Contracting
Phase I-ESA
Phase II- ESA
Phase III- ESA
Plant Repair/Maintenance Including Janitorial*
Plumbing*
Radon Mitigation Contracting
Radon Testing
Roofing*
Safety Training
Service Station Contracting- Fuel
System Equipment Installation
Service & Maintenance (Non-Tank)
Service Station Contracting-Ast Installation
Service Station Contracting-Ast Removal Contracting
Service Station Contracting-Building, Construction, Concrete, Electric)
Service Station Contracting-Storage Tank & Part Sales (No Installation)
Service Station Contracting-Storage Tank & Pipe Cleaning Contracting
Service Station Contracting-Ust Installation Contracting
Service Station Contracting-Ust Removal
Soil Remediation Contracting-(Other Than Petroleum Contaminated Soil)
Soil Remediation Contracting-(Petroleum Contaminated Soil)
Soil Remediation Contracting-Bioremediation
Steel Erection-Non-Structural*
Steel Erection-Structural*
Street & Roads Including Ice & Dirt*
Tank/Pipe Cleaning*
Transportation-Medical Waste/Biohazard*
Transportation-Refuse/Trash*
Trucking-Hazardous Material
Trucking-Non- Hazardous Material*
Underground Storage Tank Testing
Waste Incineration
Wastewater Treatment System Install/Maintenance
Water Extraction Contracting
Weatherization*
Welding*
Wetlands Consulting
Wildlife Studies

Financial Institution Liability

Asset Management Firms
Broker Dealers
Community Banks
Credit Unions
Investment Advisors
Investment Banks
Hedge Funds
Mutual Funds
Non-Depository Financial Institutions
Non-Traditional Lenders
Private Equity
Reciprocal Exchange Groups
Risk Retention Groups
Trusts
Real Estate Investment Trusts
Equity REITs
Mortgage REITs
Hybrid REITs
Venture Capital

Insurance Agent Errors & Omissions

Commercial Lines Agents
Insurance Consultants
Life & Health Agents
Property & Casualty Agents
Surplus Lines Brokers

Miscellaneous Errors & Ommissions

Accident reconstruction
Administrative/office support
Advertising agency
Answering service
Appraiser (non-real estate)
Archaeological/historical
preservation consultant
Arborist
Association management
Audio/visual consultant
Audit service (non-financial)
Background check service
Bill payment service
Billing service
Bookkeeper
Business manager
Caterer
Claims adjuster
Cleaning service
Coaching service
Coding service
Collection agency
Compliance consultant
Concierge service
Construction loan monitor
Copy service
Cost containment consultant
Courier/messenger service
Court reporter
Damage appraiser
Document destruction service
Document management service
Educational consultant
Employment agency
Energy consultant
Ergonomic consultant
Event/meeting planner
Exhibit designer
Expert witness
Financial planner
Forensic investigator
Forestry consultant
Fulfillment service
Fund raising consultant
Grant writing service
Graphic designer
Green building consultant
Human resource consultant
Insurance inspector
Insurance risk manager
Interior designer
Interpreter
Landscape architect
Lead generation service
Librarian
Lighting design consultant
Lobbyist
Mailing service
Management consultant
Marketing consultant
Mediator
Medical transcription service
Mortgage field inspector
Motor vehicle registration
Notary
Paralegal
Pet groomer/sitter/walker
Photographer
Print broker
Printer
Private investigator
Process server
Property preservationist
Public relations consultant
Real Estate Closing Service
Real Estate consultant
Referral service
Registered agent
Relocation service
Reserve study consultant
Resume service
Screening service
Seminar conductor
Social security representative
Statistical consultant
Subrogation consultant
Talent agency
Tax preparer
Teacher
Technical writer
Telecom consultant
Telemarketing service
Testing service
Tour operator
Traffic/parking consultant
Training specialist
Translator
Travel agent
Tutor
Videographer
Wedding planner

Management Liability (Directors & Officers)

Membership/Recreation club
Political Action Committees
Printer/Publisher
Property Managers
Real estate agency
Rental car agency
Restaurants-fast food
Restaurants-full service
Retail store
Sales/Distributor
School
Statistics/analysis
Supermarket
Technology
Telecommunication
Transportation/Trucking
Travel agent
Veterinary clinic

Real Estate Errors & Omissions

Abstractors
Auctioneers
Franchise and non-franchise real estate firms
Mortgage Brokers
Property Managers
Real Estate Agents
Real Estate Appraisers
Residential and commercial risks
Title Search

Technology Errors & Omissions

Application Service Provider
Business Intelligence / Reporting
Consulting
Custom Software Development
Data/Records Imaging, Warehousing or Storage
Database Administration
Graphic Design
Hardware Equipment Evaluation / Selection
Hardware Maintenance Services
Help Desk / Call Center
Mobile Application Development
Network / Computer / Application Support
Network / Computer Security
Network Architecture / Design
Packaged Software and/or Hardware Sales
Packaged Software Development
Packaged Software Installation / Configuration
Records Management / Retrieval
Remote Data Back-up Services
Software as a Servicer
System / Network Evaluation
Systems Integration
Systems Optimization
Technical Project Management
Telecommunications
Training and Education
Web Hosting on your own servers
Web Hosting re-selling a third party’s hosting services
Web Site Design / Development
Wireless Installation/Configuration

Dan Murray
Commercial / Business Insurance Agent
Serving All of Utah
  • Licensed Utah agent with over 20 years experience
  • Commercial, Workers Comp, Bonds, and Earthquake Insurance
  • Call or E-mail us at utah.insurance@yahoo.com
801-599-8286